{"templateId":"markdown","sharedDataIds":{"sidebar":"sidebar-products/stablecoin/sidebars.yaml"},"props":{"metadata":{"markdoc":{"tagList":["admonition"]},"type":"markdown"},"seo":{"title":"Bank accounts","description":"User guides, API reference, and support resources.","siteUrl":"https://docs.ripple.com/products/custody","lang":"en-US","llmstxt":{"hide":false,"sections":[{"title":"Table of contents","includeFiles":["**/*"],"excludeFiles":[]}],"excludeFiles":[]}},"dynamicMarkdocComponents":[],"compilationErrors":[],"ast":{"$$mdtype":"Tag","name":"article","attributes":{},"children":[{"$$mdtype":"Tag","name":"Heading","attributes":{"level":1,"id":"bank-accounts","__idx":0},"children":["Bank accounts"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["The ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Accounts"]}," settings page lets you manage the bank accounts that are connected to your ","Ripple USD"," account."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["You can register up to three bank accounts from which you can transfer funds to buy Ripple USD. 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You must add a bank account before you can use it to buy or redeem Ripple USD (RLUSD)."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["To add a bank account:"]},{"$$mdtype":"Tag","name":"ol","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["In the ","Ripple USD"," UI, go to the ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Accounts"]}," settings page."]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Under the current list of bank accounts, click ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Add bank"]},". (If this button is disabled, this means that you have already added the maximum of three bank accounts. 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Fill in the information and select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Next"]},":"]},{"$$mdtype":"Tag","name":"ul","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Account Name"]}," and ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Name"]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Address"]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Customer Address"]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Details"]}]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["For more information on the individual fields, see Step 4 of the tutorial ",{"$$mdtype":"Tag","name":"a","attributes":{"href":"/products/stablecoin/user-interface/tutorials/connect-your-accounts#step-4-add-bank-account"},"children":["Connect your accounts"]},"."]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Upload a bank statement that proves account ownership and then select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Add"]},"."]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Repeat the above to add up to a total of three bank accounts."]}]}]},{"$$mdtype":"Tag","name":"Admonition","attributes":{"type":"info","name":"Note"},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["It can take a maximum of three hours before a newly added account is approved and accessible for buying or redeeming RLUSD."]}]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"designate-a-redemption-account","__idx":2},"children":["Designate a redemption account"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Once you have added one or more bank accounts, you need to designate one of them as the ",{"$$mdtype":"Tag","name":"em","attributes":{},"children":["redemption account"]}," to use when redeeming Ripple USD (RLUSD) to USD fiat currency."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["To choose the redemption account:"]},{"$$mdtype":"Tag","name":"ol","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":["In the upper right area of the ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Accounts"]}," settings page, select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Manage redemption account"]},"."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Select one of the available bank accounts to use as your redemption account."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Save"]},"."]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["The blue ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Redemption account"]}," flag now appears next to the acount you chose."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"deactivate-a-bank-account","__idx":3},"children":["Deactivate a bank account"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["You can deactivate bank accounts that are associated with your ","Ripple USD"," account."]},{"$$mdtype":"Tag","name":"Admonition","attributes":{"type":"info","name":"Note"},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Ripple USD"," will not let you deactivate all bank accounts. If only one bank acccount currently exists, you will need to replace it with a different one. Also if you deactivate the bank account currently designated as the ",{"$$mdtype":"Tag","name":"em","attributes":{},"children":["redemption account"]},", it prompts you to designate one of your other accounts."]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["To deactivate a bank account:"]},{"$$mdtype":"Tag","name":"ol","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["On the ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Accounts"]}," settings page, click the arrow next to the bank account to expand the details."]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["In the left column, click ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Delete Bank"]}," (in red)."]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["If this is the last bank account currently connected to your ","Ripple USD"," account, the UI prompts to replace it with a new account."]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["If this is the bank account currently designated as the ",{"$$mdtype":"Tag","name":"em","attributes":{},"children":["redemption account"]},", the UI prompts to designate one of your other accounts as the new redemption account."]}]}]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"replace-a-bank-account","__idx":4},"children":["Replace a bank account"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["If you wish to change the details of a connected bank account, or if you want to deactivate the only remaining bank account, you will need to replace the bank account with a new one."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["To replace a bank account:"]},{"$$mdtype":"Tag","name":"ol","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["On the ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Accounts"]}," settings page, select the bank account you want to replace."]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["In the upper right corner, select the gear icon > ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Accounts"]},"."]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["At the bottom of the page, select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Replace this institution"]},"."]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Fill in the following sections and select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Next"]}," after each section:"]},{"$$mdtype":"Tag","name":"ul","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Account Name"]}," and ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Name"]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Address"]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Customer Address"]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Bank Details"]}]}]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Upload a bank statement that proves account ownership and then select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Add"]},"."]}]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["The Bank Accounts page shows the updated bank account information."]}]},"headings":[{"value":"Bank accounts","id":"bank-accounts","depth":1},{"value":"Add a bank account","id":"add-a-bank-account","depth":2},{"value":"Designate a redemption account","id":"designate-a-redemption-account","depth":2},{"value":"Deactivate a bank account","id":"deactivate-a-bank-account","depth":2},{"value":"Replace a bank account","id":"replace-a-bank-account","depth":2}],"frontmatter":{"seo":{"title":"Bank accounts"}},"lastModified":"2025-10-18T01:34:59.000Z","pagePropGetterError":{"message":"","name":""}},"slug":"/products/stablecoin/user-interface/settings/bank-accounts","userData":{"isAuthenticated":false,"teams":["anonymous"]},"isPublic":true}