{"templateId":"markdown","sharedDataIds":{"sidebar":"sidebar-products/wallet/sidebars.yaml"},"props":{"metadata":{"markdoc":{"tagList":["admonition"]},"type":"markdown"},"seo":{"title":"Vaults overview","description":"User guides, API reference, and support resources.","siteUrl":"https://docs.ripple.com/products/custody","lang":"en-US","llmstxt":{"hide":false,"sections":[{"title":"Table of contents","includeFiles":["**/*"],"excludeFiles":[]}],"excludeFiles":[]}},"dynamicMarkdocComponents":[],"compilationErrors":[],"ast":{"$$mdtype":"Tag","name":"article","attributes":{},"children":[{"$$mdtype":"Tag","name":"Heading","attributes":{"level":1,"id":"vaults-overview","__idx":0},"children":["Vaults overview"]},{"$$mdtype":"Tag","name":"Admonition","attributes":{"type":"info","name":"In this section"},"children":[{"$$mdtype":"Tag","name":"ul","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"a","attributes":{"href":"/products/wallet/user-interface/vaults/vaults-manage"},"children":["Manage vaults"]}," – Create, edit, and organize vaults"]}]}]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"what-is-a-vault","__idx":1},"children":["What is a vault?"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["A vault in Wallet-as-a-Service (Palisade) is a logical collection of wallets."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Vaults are used to bundle common wallet use-cases together. In other words, if you have multiple wallets that are used for a common purpose such as paying merchants or automating your savings, then these wallets can be kept together in the same vault."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"common-vault-setup","__idx":2},"children":["Common vault setup"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Users are free to setup and organise their vaults however they wish, however the following setup comprising 3 separate vaults is quite common on the Wallet-as-a-Service (Palisade) platform:"]},{"$$mdtype":"Tag","name":"ol","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Treasury vault"]},": contains all wallets that hold funds belonging to the organization on a long-term basis. These wallets can only transact with wallets inside the Outbound vault. No API credential is allowed to interact with wallets inside this vault."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Outbound vault"]},": contains all wallets that hold funds which are earmarked for outbound transfers. In a typical flow, these wallets receive funds from wallets inside the Treasury vault and execute transfers to wallets that are external to Wallet-as-a-Service (Palisade). API credentials have access to these wallets as they can only transact using allocated funds."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Customer vault"]},": contains all wallets that hold funds on behalf of a customer. These are omnibus style wallets that receive deposits and process withdrawals on behalf of a customer. These wallets only process inbound transactions from the customer's wallet (external to Wallet-as-a-Service (Palisade)) and outbound to either the customer or to wallets inside the Treasury vault. API credentials have access to these wallets to perform sweep operations."]}]},{"$$mdtype":"Tag","name":"Admonition","attributes":{"type":"warning","name":"Important"},"children":[{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Wallets, once created inside a vault, cannot be moved to another vault."]}]}]},"headings":[{"value":"Vaults overview","id":"vaults-overview","depth":1},{"value":"What is a vault?","id":"what-is-a-vault","depth":2},{"value":"Common vault setup","id":"common-vault-setup","depth":2}],"frontmatter":{"title":"Vaults overview","seo":{"title":"Vaults overview"}},"lastModified":"2026-02-27T16:34:32.000Z","pagePropGetterError":{"message":"","name":""}},"slug":"/products/wallet/user-interface/vaults/vaults-overview","userData":{"isAuthenticated":false,"teams":["anonymous"]},"isPublic":true}